Business life protection can steady a company after an unexpected loss.
A business can survive losing the person who runs it.
None of these are a separate product. They are planning uses funded by ordinary life insurance policies owned by a business or by its owners. Structure and tax treatment vary, so any of them is worth coordinating with your attorney and your accountant.
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Questions about Business Life Protection
What is key-person insurance?
It’s coverage a business owns on someone essential to operations, so the company has funds to stabilize and recover if that person passes away.
How does a buy-sell agreement use life insurance?
Life insurance can fund the agreement, giving surviving owners the money to buy out a departing owner’s share. We can coordinate with your attorney or accountant.
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