Terms of Use

Last updated: August 2026

This website is operated by The Trow Insurance Agency, an independent life insurance agency based in New Franken, Wisconsin. By using it, you agree to the terms below.

What this website is for

This site exists to explain life insurance in plain language and to give you a way to get in touch. It is informational. It is not an application, it is not an offer of insurance, and using it does not create an insurance policy or a binding agreement for coverage.

Contacting me does not obligate you to buy anything, and it does not obligate me to place coverage.

Accuracy of the information here

I write and check this content carefully, but insurance products, carrier rules, and state regulations change. This website is provided as-is, for informational purposes, and I do not warrant that every statement is complete, current, or free of error.

Do not rely on this website alone for a decision that matters. Ask me, and we will confirm it against what the insurance company says today. Where a policy has been issued, that policy's terms control.

Not professional advice

Nothing on this website is legal, tax, accounting, or investment advice. I am a licensed life insurance agent, not an attorney, accountant, or investment adviser.

Using the site responsibly

Please do not use this website to attempt to interfere with its operation, to gain access to anything you are not meant to reach, or to submit anything unlawful. Please also do not send sensitive personal information such as Social Security numbers, banking details, account passwords, or medical records through this site. I will never ask for those here.

Links to other websites

Some links lead to websites I do not operate, such as a scheduling service or an insurance company. I am not responsible for their content or their practices, and their own terms and privacy policies apply once you get there.

Content ownership

The writing, layout, and images on this site belong to The Trow Insurance Agency or are used with permission. Please do not republish them as your own. You are welcome to link to any page here.

Changes

This website is actively being rebuilt, and these terms will be updated as it changes. The date at the top reflects the most recent update.

Questions

Email mercedez@thetrowagency.com or call or text 920-328-5403.